That’s normal. Our job is to help you get clarity first. We’ll ask a few simple questions, learn what you’re trying to protect, and walk you through options—without pressure.

In simple terms:

Whole life can provide coverage for your entire life and can build cash/loan value. Ailife

Term life provides coverage for a limited time and is often less expensive, but premiums typically increase if you continue after the term period. Ailife
The right fit depends on your goals, budget, and what you want to protect.

Final expense coverage is often used to help with costs like burial expenses, medical bills, and other end-of-life costs, so families aren’t forced into financial stress at an emotional time. Ailife

Life insurance benefits are typically paid to the beneficiary, who can use the proceeds as needed. Some people choose to use those funds for final arrangements, but it’s still money your family controls. (We’ll explain options based on the policy and your preferences.)

It depends on the coverage amount selected and costs at the time. Also, life insurance does not specifically cover funeral goods or services and may not cover the entire cost of your funeral; beneficiaries can generally use proceeds for any purpose unless otherwise directed. Ailife

Availability can vary by state/province. We’ll confirm what’s available where you live. My Benefits AILife

A licensed agent may contact you by phone, text, and/or email to help you with insurance information. Consent language should be clearly shown on the form (and you’re not required to consent to buy). Ailife